Habitat for Humanity - South Collin County (HfH-SCC) is accepting applications for people who would like to purchase a Habitat for Humanity home in the South Collin County area. Each house costs approximately $65,000, not including the land.
HfH-SCC already has several lots in the Douglass community ready for development. The purchasing process is similar to buying a house on the standard real estate market.
Family Information Meetings
Attendance at a Family Information meeting is mandatory for applying to become a prospective homeowner. You can fill out our online Home Interest Form and we will mail you a notice of our next Family Information Meeting.
Dates for 2009
The next Family Information Meetingwill be held in early 2009. Dates will be posted to the website. For more information please contact Lou Dunkle at [ email ].
Qualifications for Prospective Homeowners
There are three basic requirements for qualifying a prospective homeowner:- Family size—1 to 8 family members in need of adequate, affordable housing (approximately 1,100 square feet).
- Ability to pay— Ability to pay a 0% interest mortgage payment.
- Willingness to participate in the Habitat for Humanity - South Collin County program including living in a neighborhood in which HfH-SCC is constructing homes.
| Family Size | Minimum Income | Maximum Income |
|---|---|---|
| 1 Person | $11,825 | $28,380 |
| 2 People | $13,525 | $32,460 |
| 3 People | $15,200 | $36,480 |
| 4 People | $16,900 | $40,560 |
| 5 People | $18,250 | $43,800 |
| 6 People | $19,600 | $47,040 |
| 7 People | $20,950 | $50,280 |
| 8 People | $22,300 | $53,520 |
Other Requirements
- Attendance at a Family Information Meeting.
- Completion and submission of Application within 30 days of meeting application was distributed.
- Must not have owned a home in the past three years.
- Must be a U.S. citizen or legal resident.
- Two years of steady income history.
- Two years of good rental history.
- Good income to debt ratio.
- Ability to pay a mortgage of approximately $400 to $425 a month.
- Ability to work 400 “sweat equity” hours helping build Habitat houses and working on other Habitat projects.
- Preference will be given to qualified candidates who live and/or work in our service area (South Collin County, Texas)
Once a family is selected, they and their family and/or friends must work 400 "sweat equity hours" by helping to build their house and/or by working on other HfH-SCC projects. The first 100 hours must be completed within three months of the family’s conditional approval and prior to the start of construction. Families also make a $1,000 payment toward the first year's homeowner’s insurance and 2-3 months escrow on their home. The 20-25 year mortgage is interest free.
Interested applicants or those wanting to get additional information should contact Habitat for Humanity -South Collin County at [ email ].
Habitat for Humanity-South Collin County does not discriminate on the basis of race, sex, color, age, handicap, religion, marital status, or because any portion of an applicant's income is derived from public assistance programs.
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